The share of purchases increased by 27.3% and equals 5 transactions per month for one active card.

According to the volume of transactions, the growth of such payments is observed on 17.1%. The average amount of the check is 623 UAH.
It is worth mentioning that 42% of all purchases by cards at POS-terminals are contactless transactions, because it is very convenient and fast. Their number increased by 77% and the volume shown double growth.

ATM Transactions

Cash withdrawal operations rank second in popularity. In the first quarter of 2019, their share in the number of transactions reached 28.5% of all financial transactions.The number of such transactions increased by 12.7% and is two transactions per month for one active card.
Cardholders began more to cash out. The volume of such transactions increased by 18.7% and the average amount of the check was 2 786 UAH.

Internet payments

The trend of increasing operations by card is not only in offline shops, but also оn the Internet.
More than 14% of the total purchases paid by cardholders were made via the Internet.
In the first quarter of this year, comparing with the same period in 2018, the number of Internet payments increased by 34.9% and their volumes increased by 14.2%. Average check amount equals 495 UAH.

Where were people paid

UPC customer-banks’ cardholders made such transactions via on-line services: mobile top-ups, utility bills, money transfers, cancel a credit and other financial services and also paid for purchases of cosmetics, air and railway tickets.

The number of card to card transfers via the Internet has shown double growth. The share of p2p transfers of all financial transactions amounted to 2.7% by number and to 3.6% by volume.

In the first quarter of 2019, the volumes of such transfers increased by 3 times with the average check 2 090 UAH.