UPC systems support the updated 3D Secure 2 (3DS2) protocol, which enhances authentication capabilities for the issuer. 
This improves user experience and makes card payments more convenient and secure.

The service provides additional income from currency conversion for foreign cards in ATM network of acquiring bank. 
Flexible setting system: the bank specifies the list of currencies for service and fee amount. 
A very relevant solution for cities or countries visited by many foreigners (tourism, education, business).

Accepting payments by modern digital wallets: Apple Pay, Google Pay, Visa Checkout and MasterPass.
An easy way to confirm payment with Touch ID or Face ID. Payment is made in one click. Possibility to directly integrate the buttons wallets into the product page or cart.

A solution for setting-up and changing the PIN-code through various channels:IVR, Internet/mobile banking, SMS, POS-terminal.
Allows the bank to reduce the cost of printing and delivering of PIN-envelopes, as well as to speed up cards issuance. 
This solution decreases the bank's expenses for reissuing cards whose PIN has been lost, since the cardholder can set a convenient and easy-to-remember PIN.