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Insights

Here you can find the latest services and solutions for your business, as well as market insights and company news.

Technology
Insights
3D-Secure 2.0

UPC systems support the updated 3D Secure 2 (3DS2) protocol, which enhances authentication capabilities for the issuer. 
This improves user experience and makes card payments more convenient and secure.

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Dynamic Currency Conversion

The service provides additional income from currency conversion for foreign cards in ATM network of acquiring bank. 
Flexible setting system: the bank specifies the list of currencies for service and fee amount. 
A very relevant solution for cities or countries visited by many foreigners (tourism, education, business).

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Digital Wallets

Accepting payments by modern digital wallets: Apple Pay, Google Pay, Visa Checkout and MasterPass.
An easy way to confirm payment with Touch ID or Face ID. Payment is made in one click. Possibility to directly integrate the buttons wallets into the product page or cart.

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PIN Management

A solution for setting-up and changing the PIN-code through various channels:IVR, Internet/mobile banking, SMS, POS-terminal.
Allows the bank to reduce the cost of printing and delivering of PIN-envelopes, as well as to speed up cards issuance. 
This solution decreases the bank's expenses for reissuing cards whose PIN has been lost, since the cardholder can set a convenient and easy-to-remember PIN.
 

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Market Insights & News (all news)
12. 01. 22
“Banking Back-Office: Digital Transformation 2022”
UPC will join the event and will tell more about the IS-Card system on the conference.
11. 01. 22
Payment cards market 2021: the rise continues
In 2021 payment cards market continues the tendencies of the prior years. Number and value of operations has grown by nearly a third.
05. 01. 22
UPC recorded a peak of transactions before the New Year
On the 30th of December over 7 million transactions with UPC client banks’ cards were processed.
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